Ready to turn data into decisions that drive real value?

Are you motivated by turning data into real business impact? As a Senior Consumer Analyst, you will play a key role in helping the organization make smarter, data-driven decisions that improve performance, profitability, and customer experience.

You will work closely with stakeholders across the business,supporting decision-making across the Nordic markets (Norway, Sweden, Denmark, Finland). You will act as a trusted partner who brings clarity to complex data and translates insights into concrete actions. This is an opportunity to contribute to strategic initiatives, influence decision-making, and help shape a strong data-driven culture. Your primary focus will be on developing price setting for different segments of consumer loans, both automation of the process and setting the prices itself.

Your key responsibilities will include:

Own and evolve the Nordic pricing ecosystem for Consumer Loans, ensuring competitive, compliant, and profitable pricing across markets (e.g. interest rates, fees, segmentation frameworks, and portfolio pricing adjustments)

Translate data into pricing and business decisions by analysing market trends, customer behavior, and price sensitivity to identify opportunities and recommend actions

Drive pricing strategy and governance by refining methodologies, ensuring alignment with risk and regulatory requirements, and maintaining clear documentation for audit and compliance

Enable performance management and planning through forecasting, budgeting, and profitability analysis to support strategic and operational decisions

Enhance data-driven ways of working by improving reporting, developing dashboards, and increasing automation of pricing and analytics processes

Collaborate and contribute across teams by partnering with stakeholders to improve products and campaigns, while supporting knowledge sharing and development within the team

Experience and Background:

You enjoy working at the intersection of data and business. You are curious, structured, and motivated by creating impact through analysis. You communicate clearly and collaborate effectively with both technical and non-technical stakeholders.

Experience and background:

• +5 years of experience in data analytics or a related field

• Experience in areas such as CRM analytics, customer insights, reporting, pricing, or profitability analysis

• Experience working with large datasets and translating insights into business actions

• Experience in the financial industry is an advantage

• A graduate degree in Finance, Economics, Engineering, Quantitative Methods, or similar (or equivalent experience)

Skills and competencies:

• Strong analytical and numerical skills with a business-oriented mindset

• Ability to communicate complex topics in a simple and actionable way

• Proficiency in Excel and PowerPoint

• Coding experience (e.g., SQL, SAS, Python, or R) is a strong advantage

• Experience with Power BI or similar tools is an advantage

• Relevant experience from at least one Nordic market, with understanding of local dynamics, regulations, or customer behaviour

Personal characteristics:

• Curious, proactive, and solution-oriented

• Structured and continuously seeking improvement

• Confident in sharing perspectives and challenging ideas constructively

• Self-driven with a collaborative mindset

Interested in this opportunity? We encourage you to apply by 26.04.2026. Please submit your resume and a cover letter detailing your experience and interest in the role. If you have any questions about the role, feel free to contact the Hiring Leader, sofia.jonskog@gruposantander.com. We aim to respond to all applications within two weeks of the closing date.

We perform background checks on all relevant candidates. For positions that require authorization and/or confirmation of suitability, a police certificate of good conduct and credit check must be presented. Background check is carried out with prior consent from the candidate.

We offer:

• An opportunity to work in a large, high-performing international company, in a dynamic environment that is constantly changing

• A corporate culture that is professional, yet informal, customer and value driven

• Highly competent and dedicated co-workers with strong collaboration across the Nordics

• A high level of diversity and multi-cultural working atmosphere

• A strong focus on learning and development

• Multiple sports and social events